There are different ways to pay for dental treatment: upfront in cash, with a credit card in installments, with dental credit, or with installments charged via boleto or PIX. This page compares, in a neutral way, how each one usually works, to help you decide which makes the most sense for your case.
CredOdonto acts as an intermediary only for the dental credit analysis request. It does not intermediate upfront cash payment or card installments, which are a direct agreement between patient and clinic.
Simulate my dental creditSee the payment methods
This page is for anyone still deciding how to pay for dental treatment and who wants to understand, in a neutral way, the differences between cash, card, dental credit and boleto or PIX, without stating which option is best for everyone.
Comparison
See, in general terms, how each payment method usually works, without citing rates, interest or specific numbers, since they vary depending on the clinic, the financial institution and each patient's profile.
A direct agreement between patient and clinic, usually with a discount set by the clinic itself; outside CredOdonto's intermediation scope.
Installments charged on the clinic's card machine or the patient's own card, subject to the available limit and the card's own conditions. Also a direct agreement between patient and clinic.
An analysis application organized specifically for dental treatments, with installments negotiated according to the proposal presented, without requiring a card limit.
The way installments of an already approved dental credit are charged; not a separate credit modality.
You weigh cash, card, dental credit and boleto and decide which makes the most sense for your case.
If you choose dental credit, you fill out the analysis application on the website, in a few minutes.
The application goes through individual analysis.
If a proposal exists, you review the amounts and conditions presented.
You decide whether you want to move forward with the proposal presented.
After formalization, treatment can begin according to the agreed conditions.
Not necessarily. Dental credit intermediated by CredOdonto is an analysis application organized specifically for dental treatments, different from traditional bank financing contracted directly with a bank. The actual possibilities vary depending on the patient's profile and the conditions presented in each application.
Having a restriction on your CPF does not mean automatic approval or automatic denial. Each application is evaluated individually, considering the criteria applicable to the analysis. Filling out the form does not guarantee that credit will be granted.
The online application only asks for the information below. Filling it out takes just a few minutes.
Your data is handled according to our Privacy Policy and Brazil's General Data Protection Law (LGPD), used to enable the analysis of your application and the treatment process, as detailed in our Privacy Policy.
See our Privacy PolicyThe most common ways are upfront cash payment, credit card installments, dental credit intermediated by CredOdonto, and installments charged via boleto or PIX for already approved credit.
Not necessarily. They are different possibilities, with their own application and analysis processes. CredOdonto specifically organizes the dental credit application.
Not necessarily. Each clinic decides which payment methods it accepts; it's best to confirm directly with your clinic which options are available.
Dental credit is an analysis application organized specifically for dental treatments, without requiring available card limit. Credit card installments, on the other hand, depend on the patient's own card limit and conditions.
That depends on your profile, the treatment amount and the conditions of each payment method. Comparing the options presented on this page is a good first step before deciding.
It depends on what your clinic accepts and the conditions presented in each case. It's best to confirm directly with the clinic and, if you choose dental credit, in your analysis application.
Submit your application online and discover which dental credit possibilities may be available for your treatment.
Apply for credit analysis