Dental financing

Financing for your clinic's patients, no red tape for you

When a patient can't pay for treatment upfront, Sou CredOdonto offers a financing option with online analysis, so they can decide to pay in installments without your clinic having to organize any billing.

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The problem

The patient who doesn't close because of the lack of a payment option

It's common for a patient to approve the quote but never come back because they don't have the full amount available at that moment. Without a financing option, that quote stays stalled, and the treatment never happens.

From the clinic's point of view

How financing shows up in your practice's daily routine

Your team presents the quote as usual. If the patient wants to pay in installments, they fill out the analysis application themselves, on their phone or computer, without your clinic having to issue a bank slip, manage a spreadsheet or chase late payments.

  • At the front desk

    The patient gets the application link right after the quote.

  • At home

    They fill out the application at their own pace.

  • After approval

    You're notified that the patient can move forward with treatment.

How installments are paid

The patient pays via bank slip or PIX, never on your clinic's card machine

Installments of an approved financing are charged to the patient by monthly bank slip or PIX, never on your clinic's credit card machine. That means your clinic never has to lend its card machine or split the payment on its own card.

  • Bank slip (boleto)

    Sent to the patient every month, with a due date set by the approved terms.

  • PIX

    An option for the patient to pay the month's installment instantly.

Security and transparency

Clear terms for the patient to decide with confidence

Before formalizing, the patient sees the amounts and terms of the offer. Approval, amounts and terms are always subject to individual analysis, with no promise of approval for any profile.

Frequently asked questions

Answers about financing for patients

How does my patient apply for financing?

The patient fills out the credit analysis application on the Sou CredOdonto website, providing the treatment quote and their personal details. The process is done by the patient themselves, without depending on your clinic.

What payment methods does the patient use for installments?

Installments of approved financing are charged by monthly bank slip or PIX. There is no installment charge on the clinic's credit card.

Can a patient with a credit restriction still apply?

Yes, they can fill out the application even with a restriction on their CPF. Having a restriction doesn't mean automatic approval or denial: every application goes through individual analysis.

Does my clinic take part in collecting from the patient?

No. Installments are collected via bank slip or PIX, through the partner financial institution. Your clinic receives the treatment amount upfront, without taking part in that collection.

Does the patient sign the contract digitally?

Yes. If approved, the contract is presented and signed digitally by the patient themselves, within Sou CredOdonto's online flow.

How do I explain this financing to the patient in the chair?

Just let them know there's an option to apply for a credit analysis to pay in installments, with installments charged by bank slip or PIX, and that approval depends on the individual analysis of each application.

Give your patient a way to finance their treatment

Register your clinic and start offering Sou CredOdonto's financing to your patients.

Register my clinic Talk to a specialist