Dental financing
When a patient can't pay for treatment upfront, Sou CredOdonto offers a financing option with online analysis, so they can decide to pay in installments without your clinic having to organize any billing.
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The problem
It's common for a patient to approve the quote but never come back because they don't have the full amount available at that moment. Without a financing option, that quote stays stalled, and the treatment never happens.
From the clinic's point of view
Your team presents the quote as usual. If the patient wants to pay in installments, they fill out the analysis application themselves, on their phone or computer, without your clinic having to issue a bank slip, manage a spreadsheet or chase late payments.
The patient gets the application link right after the quote.
They fill out the application at their own pace.
You're notified that the patient can move forward with treatment.
How installments are paid
Installments of an approved financing are charged to the patient by monthly bank slip or PIX, never on your clinic's credit card machine. That means your clinic never has to lend its card machine or split the payment on its own card.
Sent to the patient every month, with a due date set by the approved terms.
An option for the patient to pay the month's installment instantly.
Security and transparency
Before formalizing, the patient sees the amounts and terms of the offer. Approval, amounts and terms are always subject to individual analysis, with no promise of approval for any profile.
Frequently asked questions
The patient fills out the credit analysis application on the Sou CredOdonto website, providing the treatment quote and their personal details. The process is done by the patient themselves, without depending on your clinic.
Installments of approved financing are charged by monthly bank slip or PIX. There is no installment charge on the clinic's credit card.
Yes, they can fill out the application even with a restriction on their CPF. Having a restriction doesn't mean automatic approval or denial: every application goes through individual analysis.
No. Installments are collected via bank slip or PIX, through the partner financial institution. Your clinic receives the treatment amount upfront, without taking part in that collection.
Yes. If approved, the contract is presented and signed digitally by the patient themselves, within Sou CredOdonto's online flow.
Just let them know there's an option to apply for a credit analysis to pay in installments, with installments charged by bank slip or PIX, and that approval depends on the individual analysis of each application.
Register your clinic and start offering Sou CredOdonto's financing to your patients.