How the payout works

Installment treatment for the patient, upfront payout for your clinic

The patient chooses to pay for treatment in monthly installments. Your clinic receives the agreed amount upfront, without having to wait for the patient to finish paying.

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The mechanism

Who receives what, and when

Once the patient's credit application is approved and the contract formalized, Sou CredOdonto pays out the treatment amount to your clinic upfront, according to the terms of the operation. The patient, in turn, pays the monthly installments via bank slip or PIX, through the partner financial institution responsible for the operation.

Comparison

Financing the patient directly vs. getting paid upfront through Sou CredOdonto

The difference is about who waits for the money to come in and who takes on the risk of late payments.

  • Direct installments with the patient

    Your clinic gets paid gradually, as the patient pays, and deals directly with any delays.

  • Upfront payout through Sou CredOdonto

    Your clinic receives the agreed amount all at once, and collecting the patient's installments stays with the partner financial institution.

Step by step

From signed contract to the amount in your clinic

  1. Contract signed

    The patient signs the digital contract after the analysis is approved.

  2. Operation confirmed

    The operation is confirmed according to the terms presented.

  3. Payout to the clinic

    The treatment amount is paid out to your clinic upfront, according to current terms.

  4. Installment collection

    The patient's monthly installments start being collected by Sou CredOdonto, via bank slip or PIX.

Frequently asked questions

Answers about the upfront payout

How does the clinic get paid upfront if the patient is paying in installments?

Collecting the patient's installments is handled by the partner financial institution, which pays out the treatment amount to your clinic upfront, according to the terms of the formalized operation.

Is there any discount on the amount the clinic receives?

The financial terms applicable to the operation, including any fees, are presented during the partnership process and for each operation, always subject to individual analysis.

How long does it take for the amount to reach the clinic?

The payout timeline follows the operation's current terms, presented when the contract is formalized. There is no fixed generic timeline for every operation.

What if the patient is late or doesn't pay an installment?

Collecting overdue installments is handled by the partner financial institution directly with the patient. Your clinic has already received the amount upfront and doesn't take part in that collection.

Does this work for any treatment amount?

The analysis considers the quote presented for each treatment, always subject to individual evaluation. There is no automatic approval guarantee for any amount.

Does my clinic need to do any financial management for this payout?

The payout shows up in your records as an upfront receipt from the operation. Partner clinics can track amounts and contracts through the clinic portal or the ERP included in the partnership.

Get paid upfront, even when the patient pays in installments

Register your clinic and start operating with Sou CredOdonto's upfront payout.

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